• A credit union is a financial cooperative organized by people who have a common bond. (i.e. employees of a company, church members, citizens of a specific community, city or county, etc.).
  
• All members pool their assets, providing funds for loans to those in need within the membership.
  
• The members own the credit union, electing volunteer directors from among the membership.
  
• Credit unions are regulated either by Federal or State law, depending upon the source from which the group receives its charter.
  
• The principal function of credit unions is to encourage savings and thrift and provide consumers credit at favorable interest rates.
  

July 2004
Central Texas Credit Unions Coop

 

July 2004
Cuna.org - Lawmakers thanked for response to FDIC tax call

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